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A. The borrower qualified at the note rate. B. The borrower qualified at the buydown rate. C. The rate cannot be more than 2% below the note rate. D. Seller or builder can pay the discount points to buydown the rate. A. Age. All of the following are violations of the Fair Housing Act EXCEPT.
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I- Income + assets. C- Credit history. E- Employment. D- Debt to Income Ratio. O- Other debts. E- Expenses. S- Simultaneous mortgage. See more. Study with Quizlet and memorize flashcards containing terms like What does TILA stand for?, What is a HELOC loan?, What is a REFI loan? and more.
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The National Component of the SAFE Mortgage Loan Originator Test consists of 120 test questions: 115 scored questions. 5 not scored questions (pre-test) The test time will be 190 minutes, with an additional 30 minutes for completing a tutorial and an optional candidate survey. NOTE: The 5 pre-test (un-scored) questions appearing on the National ... Study with Quizlet and memorize flashcards containing terms like A discount point is BEST described as a charge the borrower pays to: A.) A lender to decrease the interest rate on the mortgage loan B.) A mortgage broker at the time of application to obtain a favorable rate C.) The seller as part of the closing costs of a loan D.) A lender to ensure against foreclosure, A buyer has made an ... Last Updated June 24, 2023. Prepare for your mortgage test with a NMLS practice test. Learn more about the exam and use the resources provided to study for your exam.Our Ohio mortgage test prep comes with over 1,000 NMLS practice exam questions with detailed answer explanations. Our MLO test prep program also comes with mortgage term & definition flashcards, a comprehensive video learning series, an additional 100 mortgage math test questions, and comes with a 100% Pass Money-Back Guarantee!The HECM requires no repayment until either the property is sold or the owner dies, permanently moves, fails to live in the house for 12 consecutive months, or fails to pay property taxes, maintain hazard and/or flood insurance coverage, or maintain the property (i.e., perform necessary repairs). NMLS 2020 practice test.If you're preparing for the civil service exam, this page can help you gain insight into how the test works and how you can succeed. Written by Evan Thompson Contributing Writer Le...
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NMLS Practice Test Hard Questions Flashcards | Quizlet. 4.6 (116 reviews) A discount point is BEST described as a charge the borrower pays to: A.) A lender to decrease the …
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